I went on a “retreat” a few years ago. It was about accepting “mid-life” – whatever that means! We covered a lot of ground talking about letting go of the past and looking positively to the future. I was on a pretty tight budget at the time. We talked about how we compensate for not being able to afford to do the things we would really like to do. For example we may be sad that we can’t afford an overseas holiday so we go and buy some new shoes to make ourselves feel better. The leader of the group suggested stopping that sort of habit and really saving to meet our goals.
I was given a bright yellow money-box with a smiley face on it. Over the years I put my loose change in it until recently when I couldn’t put another coin into it no matter how hard I tried. I decided to empty it out and see how much I had accumulated. I took my bundles of coins to the bank and changed it over to notes. I was tempted to spend it on a range of things – even buying something for someone else. In the spirit of the retreat, I decided I would buy myself something that was really precious to me.
Today I went to the shops to do some research. Once again, I didn’t want to waste it on an “everyday” ordinary sort of purchase. I looked in a jewellery store and saw some fine china that I really liked. This is one luxury item that I allow in my life. I went into the shop and the lady got them out of the window. There were seven items in all and they were 50% off their normal price. The total price was just $2.00 more than what I had saved so I decided to buy them. I felt very happy with my purchase.
Isn’t it true that we sometimes try to compensate with “retail therapy” to make up for something that is missing in our lives. I think there is a good principle there and I took a couple of photos of my new china to show you.
- How Much Money Should You Save For A Rainy Day? (npr.org)
- Quick take: Plan for a Rainy Day (ally.com)